Safety Nets
I am not into scare-mongering – that is not the way to
sell insurance, in fact I don’t like to even ‘sell’ insurance. Our intention is
to ‘provide’ insurance that people need. Where we see gaps we can offer cover
and protection – something that cannot be done by a computer or someone in a
call centre who doesn’t know your circumstances.
It occurred to me yesterday watching a programme about
the spinal injuries unit at Stoke Mandeville hospital that life can change for
people in an instant and from something as trivial as falling off a chair. One
of the patients on the programme was a roofer, whilst he had regular work
through a main contractor he was engaged always as a self-employed contractor
and so had no holiday or sick-pay allowance. I am not sure whether he had any
protection for his income but if he didn’t then that may have significant consequences
for him and his family. One other patient found this out as he had to put their
house up for sale as his ongoing rehab and inability to get back to work meant
that he could not meet his mortgage repayments.
So incidents that affect you may well effect those who
rely and depend on you and a nominal premium for a little protection may well
go on to make a significant steps to maintaining your lifestyle should you find
yourself unable to work.
Contact us to find out more about Personal Accident and
similar protection.
Alistair
No comments:
Post a Comment