Ho Ho Home Insurance Advice

Its Christmas at Fairweather towers. Appropriate tunes on the office radio and Secret Santa later. Tune in to find out whether everyone was happy with their gifts.

On a serious note....

As we fast approach the big day and gifts are given and received you will no doubt be increasing the value of stuff in your home unless of course after every Christmas you have a habit of offsetting the value of your new things by selling off some old stuff. Make sure after Christmas you take five minutes to make sure that your contents sums insured are adequate and the security on your house is appropriate and acceptable to the insurers. Remember that if the insurance policy says you must have window locks then having them but leaving the window unlocked is not compliant and you might find yourselves in breech of the conditions.

We hope that you have a brilliant Christmas and one to remember for all the right reasons and not because of the greed and desperation of thieves.

If you want to chat over your policy and needs whether you are insured with us or not then please pick up the phone or email or indeed pop in for a chat. I can't give you mulled wine but you might be lucky with a mince pie and a cup of tea!

Alistair

A Yacht Too Far

Leafing through the Insurance Times 'Knowledge Handbook' I stumbled across the section reviewing the insurance markets relevant to those of you who might be 'High Net Worth'. Whilst the money being spent on insurance by these individuals fell dramatically along with the economic dip the purchase of luxury cars, property stayed fairly boyant... unlike the sale of yachts which in 2009 fell by a whopping 40%. Obviously in these hard times it turns out that we feel the yacht to be just that little expense too far.

Not all Sweet at Swinton

Rarely does an email pop up from one of the insurance publications which makes me stop what I am doing and read it there and then but todays Insurance Age managed it. They reported that with immediate effect the entire executive board at National Broker 'Swintons' had been dismissed by parent company Covea. This is apparently to do with concerns over performance related share schemes. A Covea spokesperson said that they have appointed a new board to ensure the smooth running of the company..... If ever you could pick a day to be a fly on the wall today might have been an interesting one.