Ho Ho Home Insurance Advice

Its Christmas at Fairweather towers. Appropriate tunes on the office radio and Secret Santa later. Tune in to find out whether everyone was happy with their gifts.

On a serious note....

As we fast approach the big day and gifts are given and received you will no doubt be increasing the value of stuff in your home unless of course after every Christmas you have a habit of offsetting the value of your new things by selling off some old stuff. Make sure after Christmas you take five minutes to make sure that your contents sums insured are adequate and the security on your house is appropriate and acceptable to the insurers. Remember that if the insurance policy says you must have window locks then having them but leaving the window unlocked is not compliant and you might find yourselves in breech of the conditions.

We hope that you have a brilliant Christmas and one to remember for all the right reasons and not because of the greed and desperation of thieves.

If you want to chat over your policy and needs whether you are insured with us or not then please pick up the phone or email or indeed pop in for a chat. I can't give you mulled wine but you might be lucky with a mince pie and a cup of tea!

Alistair

A Yacht Too Far

Leafing through the Insurance Times 'Knowledge Handbook' I stumbled across the section reviewing the insurance markets relevant to those of you who might be 'High Net Worth'. Whilst the money being spent on insurance by these individuals fell dramatically along with the economic dip the purchase of luxury cars, property stayed fairly boyant... unlike the sale of yachts which in 2009 fell by a whopping 40%. Obviously in these hard times it turns out that we feel the yacht to be just that little expense too far.

Not all Sweet at Swinton

Rarely does an email pop up from one of the insurance publications which makes me stop what I am doing and read it there and then but todays Insurance Age managed it. They reported that with immediate effect the entire executive board at National Broker 'Swintons' had been dismissed by parent company Covea. This is apparently to do with concerns over performance related share schemes. A Covea spokesperson said that they have appointed a new board to ensure the smooth running of the company..... If ever you could pick a day to be a fly on the wall today might have been an interesting one.

Fairweather Insurance Goes Bookworm

Last week saw confirmation that Fairweather Insurance will become the principal sponsor of the Chalfont St Peter Community Library. We at Fairweather towers are extremely excited about the opportunity to keep valuable community assets alive where otherwise, without funding, they would close.

Everyone recognises that in the age of the kindle, ipad, and smartphone the library in its traditional sense is seen by many as something to be left behind however along with those now running the library we feel that it remains a vital resource for many in the community. The plans in place for the library means it will meet the needs of those who currently use it and turn it into a usable resource for those who don't use it but would benefit.

We are looking forward to our future relationship. No doubt you will see lots more about the library via this blog in the near future.

Alistair

Mince Pies Are On Us!

Last Friday we took to the streets of Chalfont St Peter to meet and greet our public. As a 'local broker' we are keen to help the local community with protecting their homes, businesses etcetera it was a lovely opportunity to get out there. The Chalfont St Peter Christmas Fair saw jam packed streets with what seemed like the whole town out and about.

Many people enjoyed a mince pie (made by Halls Patisserie) and some lovely wine presented in association with Paul Fisher from Fishers of Gerrards Cross. In exchange people allowed us a little word in their ear about our services and how we might help them specifically. The reception was very good indeed and many people passed on their details hoping to hear more from us.

All in all a sucessful evening although we have plenty of mince pies left so feel free to pop in for a mug of something warm, a mince pie and a chat about any insurance issues you may have.

Snow Day = Still Being Paid Day

As we all know if more than a thimble of snow falls in on this green and pleasant land then the world comes to a standstill. We all know the day you begin hating snow is the day you pass your driving test however it seems to go up a notch when you discover you have to stay at home to look after the kids whose school has closed. Whilst their running around using all your carrots for snowman noses you while away the time having to take unpaid leave. Well fear not... a new insurance product will pay out for up to five consecutive days in order that you might not be financially out of pocket because the drama teacher can't ride her bike in the snow. With premiums starting at £30 it seems entirely worth it.

Please do not hesitate to give us a call if you would like to discuss this further.